Sunday, 17 May 2015

Not going to be our home

Since we had a long week last week, 
we took adventage of it and went to visit the appartment 2x
We would like to take the transport to gauge the crowd and timing
Sadly, our visit was on the holiday eve evening that it was obvious the trains were less crowded

So, the main points of the visit were to check the following:

- Sound proof / neighbours
We managed to speak to 2 neighbours
But is definitely not what we expect
neighbours do not know each other and definitely not hanging out at the shared courtyard that we hoped for
The next door neighbour was not really friendly 
but at least, the sound proof was not a concern
In addition, the main reason for the low monthly charges is there is no organisation in charge of the building
for the past few year, the previous owner has take charge of it
Preparing the papers, holding meetings with neighbours on the building maintainence
As written in the reports, the other neighbours are not interested to take up the role
Since husband is a building engineer and we taking over the appartment,
I think there is a high possibility that we will be voted to take over the role
and husband is definitely not keen for voluntary work

- Boring town
It is still a boring town, period.
On Saturday, we forced ourselves to go to the forest nearby and enjoyed the walk
The forest is really nice and husband really loved it to be near home
but as expected, we can still hear the planes.
Definitely the frequency is lesser than wednesday but we think maybe there is airport strikes / is saturday.
We explored more of the other side of the station
and it definitely felt more safe compared to evenings
but still, i dont think we will go much to this side of town

- Airplane noise
I dont know is it because it was a holiday eve
The frequency of flights were much more compared to our previous visit
About 2 flights every 5 minutes during 6ish to 8pm
I think this was the main point why we rejected the appartment
because husband expressed his concern (complaints) like 20x in the 3hrs

- Travelling time
Well, as i expected, this is my biggest concern
whether husband can really handle the 1hr10min travel to office
and true to my expectations, husband expressed his concern (complained again) for xyz times
that i think it is not wise to take the appartment

- Is it a scam?
Again, we are worried about the sales
because we were suppose to sign a presale contract with the owner (the week after)
and normally this takes place in front of a notaire (lawyer)
but the lady indicated that it can be done at home and she will get the notaire to sign beforehand
i am really uncomfortable with this
especially when we are expected to transfer a deposit to a bank account
(by right is the notaire trust account) without seeing the notaire.
My sister in law signed hers in the notaire office 
but her friend did not
I will definitely want to sign it at the notaire office

So, 3 days before we are supposed to sign the presales contract,
we pulled out of the deal
its sad that we will not be able to shift out by end july that we hoped
and we started worry about how we may not be able to find a home as good as this
within our budget and husband's 101 criterias...
But i think is a good decision, if we have so much hesitations, it probably is not the right one
So, the search restart...

Additional update:
In addition to appartment visit,
we finally went down to the banks for the mortage stimulation
For our current bank, the interests rate is really high at 2.60%
For another bank, the interests rate is more normal at 2.20%
The good news is, we definitely can take a mortage loan with just 1 income
and we can afford the next appartment with our mortage

All is well...


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